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        <p>
            <img src="<%= Page.ResolveUrl("~/images/PersonalAccident.jpg")%>"   width="752" height="200" style="margin-right:500px"/><br /><br />
        </p><p>
         <p>
        As busy working individuals with multiple commitments, we're also constantly on the go, so it is important to know that our loved ones and ourselves will be well taken care of, whatever happens.</p>
    <p>
        Be protected with Power Saver Persoanl Accident, a personal accident protection plan that provides you with essential coverage, so you and your loved ones can have peace of mind.</p>
<div id="tabs">
	<ul>
		<li><a href="#tabs-1">Introduction</a></li>
		<li><a href="#tabs-2">Benefits</a></li>
		<li><a href="#tabs-3">Premium</a></li>
        <li><a href="#tabs-4">Policy Wording</a></li>
		<li><a href="#tabs-5">Applying</a></li>
	</ul>

    <div id="tabs-1">
     <p>
             With only $0.51 a day, you can't get a decent meal for yourself BUT you can protect
             yourself and your loved ones with AXA's unique benefits such as Loan Protector,
             Income Protection and more!</p>
         <span style="font-size: 22px; color: #488AC7">A Unique Policy That Protects 3 Generations</span>
         <p>
             <span style="color: rgb(245, 40, 135)"><em>Power Saver Personal Accident</em></span>
             is more than a conventional Personal Accident insurance policy. Protect your loved
             ones should you meet with any mishaps. Enjoy peace of mind with our comprehensive
             range of life essential benefits. Your children and parents are also well taken
             care of with our Children's Education Fund and Parent's Shield benefits.
         </p>
         <span style="font-size: 22px; color: #488AC7">Double the Benefit, Twice the Coverage</span>
         <p>
             <span style="color: rgb(245, 40, 135)"><em>Power Saver Personal Accident</em></span>
             pays a lump-sum cash of up to $300,000 in the event of death or total permanent
             disablement. This benefit doubles up if the accident occurs while you are travelling
             in any public conveyance or as a result of earthquake, cyclone, typhoon, hurricane
             and flood.</p>
         <span style="font-size: 22px; color: #488AC7">More from <span style="color: rgb(245, 40, 135)">
             <em>Power Saver Personal Accident</em></span></span>
         <p>
             Power Saver covers your outstanding revolving line of credit liabilities, renovation
             loan and education loan should the unfortunate happen. With our unique Loan Protector
             benefit, you can rest easy knowing that your family will not have to grapple with
             debts.
             <br />
             <br />
             Enjoy Incremental Sum Insured for Death & Total Permanent Disablement by 5% every
             year up to a maximum of 25% of the original sum insured, provided no claim has been
             made during the preceding period(s) of insurance.
             <br />
             <br />
            
         </p>
    </div>
    <div id="tabs-2">
     <h3>Choices for your needs</h3>
      <table class="e3_benefits" border="1" width="690">
          <thead>
              <tr>
                  <th align="left" width="55%">
                      Benefits
                  </th>
                  <th class="e3_pg" align="center" width="15%">
                      Gold
                  </th>
                  <th class="e3_ps" align="center" width="15%">
                      Silver
                  </th>
                  <th class="e3_pb" align="center" width="15%">
                      Bronze
                  </th>
              </tr>
          </thead>
           <tbody>
               <tr>
                   <td style="text-align: center; background-color: #2E2E2E; color: white;" colspan="4">
                       LIFE'S ESSENTIAL
                   </td>
               </tr>
             
               <tr>
                   <td>
                       Accidental Death
                   </td>
                   <td>
                       300,000
                   </td>
                   <td>
                       200,000
                   </td>
                   <td>
                       100,000
                   </td>
               </tr>
                <tr>
                   <td>
                      Permanent Disablement<br />(Total & Partial)
                   </td>
                   <td>
                       Up to <br />300,000
                   </td>
                   <td>
                       Up to <br />200,000
                   </td>
                   <td>
                       Up to <br />100,000
                   </td>
               </tr>
                <tr>
                    <td>
                        Double Indemnity for Death /Permanent Disablement due to:<br />
                        (i) Accident whilst travelling as a passenger in any
                        <br />
                        public conveyance<br />
                        (ii) Earthquake, typhoon, cyclone, hurricane & flood
                    </td>
                   <td>
                       Up to <br />600,000
                   </td>
                   <td>
                       Up to <br />400,000
                   </td>
                   <td>
                       Up to <br />200,000
                   </td>
               </tr>
                <tr>
                   <td>
                     Temporary Total Disablement<br />(up to 104 weeks)
                   </td>
                   <td>
                       300 <br />per week
                   </td>
                   <td>
                       200 <br />per week
                   </td>
                   <td>
                       100 <br />per week
                   </td>
               </tr>
                <tr>
                   <td>
                     Temporary Partial Disablement<br />(up to 104 weeks)
                   </td>
                   <td>
                       150 <br />per week
                   </td>
                   <td>
                       100 <br />per week
                   </td>
                   <td>
                       50 <br />per week
                   </td>
               </tr>
                <tr>
                   <td>
                    Compassionate Cash Relief
                   </td>
                   <td>
                       3000
                   </td>
                   <td>
                       2000
                   </td>
                   <td>
                       1000
                   </td>
               </tr>

               <tr>
                   <td style="text-align: center; background-color: #2E2E2E; color: white;" colspan="4">
                       HEALTH MAINTENANCE
                   </td>
               </tr>
             
             <tr>
                   <td>
                    Accidental Medical Expenses
                   </td>
                   <td>
                       5000 <br />per year
                   </td>
                   <td>
                       3000 <br />per year
                   </td>
                   <td>
                       1000 <br />per year
                   </td>
               </tr>
               <tr>
                   <td>
                       Chinese Physician Expenses<br /><br />
                       Accidental Dental Treatment, Insect / Animal Bites, Dengue Fever, Food and Drinks
                       Poisoning
                   </td>
                   <td>
                       Up to 300 per accident Up to 800 per occurrence (Sub-limit of accidental medical
                       expenses)
                   </td>
                   <td>
                       Up to 300 per accident Up to 800 per occurrence (Sub-limit of accidental medical
                       expenses)
                   </td>
                   <td>
                       Up to 300 per accident Up to 800 per occurrence (Sub-limit of accidental medical
                       expenses)
                   </td>
               </tr>
               <tr>
                   <td>
                   Daily Hospital Allowance
                   </td>
                   <td>
                       300
                   </td>
                   <td>
                       200
                   </td>
                   <td>
                       100
                   </td>
               </tr>
               <tr>
                   <td style="text-align: center; background-color: #2E2E2E; color: white;" colspan="4">
                      LIFESTYLE MAINTENANCE
                   </td>
               </tr>
                <tr>
                   <td>
                  Income Protection
                   </td>
                    <td>
                        6 months salary,<br />
                        up to 30,000
                    </td>
                   <td>
                        6 months salary,<br />
                        up to 30,000
                   </td>
                   <td>
                        6 months salary,<br />
                        up to 30,000
                   </td>
               </tr>
                <tr>
                   <td>
                  Loan Protector
                   </td>
                    <td>
                        Up to 3,000
                    </td>
                   <td>
                        Up to 3,000
                   </td>
                   <td>
                       Up to 3,000
                   </td>
               </tr>
               <tr>
                   <td>
                 Children's Education Fund
                   </td>
                   <td>
                       10,000 per child,<br />
                       up to 3 children
                   </td>
                   <td>
                        10,000 per child,<br />
                       up to 3 children
                   </td>
                   <td>
                      10,000 per child,<br />
                       up to 3 children
                   </td>
               </tr>
                <tr>
                   <td>
                 Parent's Shield
                   </td>
                   <td>
                       8,000 per parent
                   </td>
                   <td>
                       8,000 per parent
                   </td>
                   <td>
                       8,000 per parent
                   </td>
               </tr>
           </tbody>
      </table>
    </div>
    <div id="tabs-3">
    <h3>Annual premium (S$)</h3>
        <table class="e3_premium" border="1" width="500">
            <thead>
                <tr>
                    <th class="e3_pp" align="left">
                        Plan
                    </th>
                    <th class="e3_pg">
                        Gold
                    </th>
                    <th class="e3_ps">
                        Silver
                    </th>
                    <th class="e3_pb">
                        Bronze
                    </th>
                </tr>
            </thead>
            <tbody>
                <tr>
                    <td>
                        Insured
                    </td>
                    <td>
                        $468
                    </td>
                    <td>
                        $328
                    </td>
                    <td>
                        $186
                    </td>
                </tr>
                <tr>
                    <td>
                        Spouse
                    </td>
                    <td>
                        $418
                    </td>
                    <td>
                        $288
                    </td>
                    <td>
                        $168
                    </td>
                </tr>
                <tr>
                    <td>
                        Child
                    </td>
                    <td>
                        $188
                    </td>
                    <td>
                        $128
                    </td>
                    <td>
                        $68
                    </td>
                </tr>
               
            </tbody>
        </table>
        <p>
            Premium quoted above are inclusive of GST and may be subject to change without prior
            notice. The above premium is applicable for Class I and Class II risks.<br />
            The above premium is not applicable for Class III, decline or referred risk.
        </p>
        <p>
            Please note:<br />
            Benefit per child is 50% of Main Insured's benefits.<br />
            The above premium is not applicable for Class III, decline or referred risk.
        </p>
        <h3> Classification of Risks:</h3>
        <p>
           
            Class I - Persons engaged in professional, administrative, managerial, clerical
            and non-manual work solely in office or similar non-hazardous places<br /><br />
            Class II - Persons engaged in work of a supervisory nature and others not in class
            I whose duties do not involve the use of tools or machinery or expose them to any
            special hazard<br /><br />
            Class III - Persons engaged in manual work not of particularly hazardous nature
            but involving the use of tools or machinery<br /><br />
            Referred risks - Persons working in Security Organisations, Construction Industries,
            Entertainment Industries, Drivers and Carpenters and Class III risks</p><br />

            <p>
                Please note that this is an Accident Policy. The Benefit will only be payable upon
                death or injury as a result of an accident occurring.</p>
    </div>
    <div id="tabs-4">
        <p>
            Welcome to your <span style="color: rgb(245, 40, 135)"><em>Power Saver Persoanl Accident</em></span>
            Policy. Please read this Policy carefully together with our Schedule to ensure that
            you understand the terms and conditions and that the cover you require is being
            provided. If there are any changes that may affect the insurance provided, please
            notify us immediately.</p>
        <span style="font-size: 22px; color: #488AC7">IMPORTANT NOTICE</span>
        <p>
            1. Before we provide cover, you must fully and faithfully tell us everything you
            know (or could reasonably be expected to know) that is relevant to our decision
            to insure you, otherwise you may receive no benefit from your Policy.<br />
            2. The insurance cover under this Policy is based on the information submitted to
            us, as set out in the accompanying documents. Please read these information carefully.
            If there is any information that is incorrect, please notify us immediately, otherwise
            you may receive no benefit in the event of a valid claim. If the information, which
            you subsequently provide us, differs materially from the information set out in
            the form, we may offer cover on different terms or decline it altogether. If we
            do not hear from you within 14 days from the date of issue of this Policy, we will
            take it that the information is complete and correct.<br />
            3. We give you a period of 14 days to review the policy. If you then decide that
            this policy does not satisfy your needs, you may return it to us for cancellation.
            Provided that no claims have been made during this period, we shall then refund
            you the premium you paid us.
        </p><br />
          <p>
            This Policy shall become effective on the date specified in the Schedule and continue
            for the Period of Insurance specified, ending at 23:59 Standard Singapore Time on
            the last day of the Period of Insurance.<br />
            <br />
            Having received and accepted your first premium, and any subsequent premiums required,
            we will provide the cover shown in the relevant sections of the Policy, up to the
            sums insured or limits of indemnity stated in the Schedule.</p>

        <span style="font-size: 22px; color: #488AC7">POLICY EXCLUSIONS</span>
        <p>
            We will not pay for claims directly or indirectly arising from :</p>
        <p>
            1. Any unlawful act of an Insured Person or his/her wilful exposure to danger (other
            than in an attempt to save human life), intentional self-injury, suicide or attempted
            suicide, while sane or insane.<br />
            <br />
            2. Illness, disease, mental defect or infirmity, or insanity, bacterial or viral
            infections even if contracted by accident. This excludes bacterial infection that
            is the direct result of an accidental cut or wound.<br />
            <br />
            3. Medical or surgical treatment except where such treatment is rendered necessary
            by Injury within the scope of this Policy.<br />
            <br />
            4. Cosmetic (aesthetic) or plastic surgery or treatment, or any treatment which
            relates to or is needed because of previous cosmetic treatment, provided that this
            exclusion does not apply to reconstructive surgery if:<br />
            <br />
            (a) it is carried out to restore function or appearance after an Accident, (provided
            that the Accident occurred while the Insured Person was Covered under this Policy);
            and<br />
            <br />
            (b) it is done at a medically appropriate stage after the Accident; and<br />
            <br />
            (c) the cost of the treatment is approved by us in writing before it is done.<br />
            <br />
            5. AIDS (Acquired Immunisation Deficiency Syndrome) & ARC (AIDS Related Complex)
            & HIV (Human Immunodeficiency Virus) infection.<br />
            <br />
            6. Pregnancy, childbirth, abortion, miscarriage and all complications arising from
            such conditions, except where such treatment is rendered necessary by Injury within
            the scope of this Policy.<br />
            <br />
            7. Effect or influence of alcohol or drugs not prescribed by a qualified medical
            practitioner.<br />
            <br />
            8. Provision of medical appliances and prosthetic devices (including spectacles,
            hearing aids, wheelchair and lenses), unless otherwise stated and Covered in the
            policy.<br />
            <br />
            9. Flying or other aerial activity except as a fare-paying passenger in a fully
            licensed aircraft operated by a licensed commercial air carrier or recognised charter
            company.<br />
            <br />
            10. Declared or undeclared war or any act thereof, invasion, act of foreign enemy,
            hostilities, civil war, rebellion, revolution, insurrection, exercise of military
            of usurped power and strike, riot or civil commotion<br />
            <br />
            11. Ionising radiations or contamination by radioactivity from any irradiated nuclear
            fuel, or from any nuclear waste from the combustion of nuclear fuel; radioactive
            toxic explosive, or other hazardous properties of any explosive nuclear assembly,
            or of its nuclear component.<br />
            <br />
            12. The Insured Person engaging or participating in any professional sports, dangerous
            activities or sports, including underwater activities necessitating the use of underwater
            breathing apparatus, any kind of speed contest or racing (other than on foot) boxing
            and wrestling, parachuting, sky diving, bungee jumping, competitive snow or ice
            sports, hunting, pot-holing; but not including the following activities carried
            out for leisure: scuba diving under the supervision of a qualified instructor, trekking/hiking
            (with licensed guides if in remote areas), rock climbing, hang-gliding, non-competitive
            winter sports.<br />
            <br />
            13. Any Accident to an Insured Person which arises in the course of his/her occupation,
            if his/her occupation falls within the following categories or involves the following
            activities: air crew, ship crew, professional sportspersons, diving, oil-rig platform
            and/or offshore work, fire-fighting, police, naval, military, airforce service or
            operations (other than as a Serviceman in the Singapore National Service undergoing
            full-time or reservist training) and any hazardous occupations.<br />
            <br />
        </p>



    </div>
     <div id="tabs-5">
         <span style="font-size: 22px; color: #488AC7">ELIGIBILITY AND SCOPE</span><br />
         <span style="font-size: 18px; color: #F52887">1.Persons Eligible</span>
         <p>
             (a) Cover under this Policy shall be subject to the fulfillment of all of the following
             eligibility requirements by the Insured Persons:<br />
             <br />
             (i) satisfy the entry age - You and your Spouse are from 18 to 65 years (Age Next
             Birthday); and<br />
             - Your Child is from 15 days to 18 years (Age Next Birthday); and<br />
             (ii) are Residents of Singapore; and<br />
             (iii) are insurable in accordance with our terms and standards of acceptance; and<br />
             (iv) you pay the applicable premiums.<br />
             <br />
             (b) Subject to our approval, cover for you and your Spouse may be renewed up to
             75 years (Age Next Birthday). Cover for your Children may be renewed up to 25 years
             (Age Next Birthday) provided that they are unmarried, unemployed and full-time students
             in a recognised institution of higher learning.
         </p>
         <span style="font-size: 18px; color: #F52887">2. Addition of Dependants</span>
         <p>
             (a) Provided that your Dependants satisfy the eligibility requirements set out in
             Section A Part 1(a) above, they may be included as Insured Persons under this Policy.<br />
             <br />
             (b) You must:<br />
             (i) provide written request of such inclusion of your Dependants and provide all
             necessary information on enrolment forms in the form prescribed by us;<br />
             (ii) provide evidence of insurability of such Dependants; and<br />
             (iii) pay additional premiums.<br />
             <br />
             Subject to Section A 2(b)(iii) above, Cover for your Dependants will only commence
             on the Effective Date.</p>
         <br />
         <br />
           <span style="font-size: 18px; color: #F52887">3. Further conditions concerning Cover</span>
         <p>
             An Insured Person’s Cover shall cease automatically if he remains outside of his
             Country of Residence for a period in excess of 182 consecutive days. In such event,
             the Insured Person’s Cover shall terminate at 23:59 Standard Singapore Time on the
             180th day after date of Insured Person’s departure from his Country of Residence.</p><br />
         <span style="font-size: 18px; color: #F52887">4. Geographical Scope</span>
         <p>
             This Policy Covers an Insured Person whether in or outside his Country of Residence,
             provided that Coverage for an Insured Person outside his Country of Residence shall
             be subject to the terms and conditions stated in this Policy and subject always
             to the limits specified in the Schedule or Endorsement.<br />
             <br />
             Additionally, the following terms and conditions shall also be applicable to Coverage
             of an Insured Person outside his Country of Residence:<br />
             <br />
             at the time an Insured Person sustains an Injury, he has not been outside his Country
             of Residence for more than 182 consecutive days.</p>
         <br />
         <span style="font-size: 18px; color: #F52887">5. Simply follow the Application Steps
             below:</span><br />
         <br />
         Please note that in order to apply for Power Saver Insurance Plans, you should have
         an existing Power Saver Saving Account with us.
         <br />
         <br />
         Step 1: Please kindly complete the Power Save Saving Account PDF Application Form,
         bring it to any of our branches and request from our staffs to open an saving account
         for you<br />
         <br />
             <a href="SavingApplicationForm.pdf" style="color:#8258FA";>Download Power Save Saving Account Application Form </a><br /><br />
         Step 2: Login to your personal account with customer ID and password<br />
         <br />
         Step 3: Go to INSURANCE section, complete the online application form and submit
         to us<br />
         <br />
         Already have an exsiting Power Saver Saving Account with us? Please click the link
         below and login to your personal account to complete the online application form.<br />
         <br />
         <a href="<%= Page.ResolveUrl("~/product/insurance/user/insurance_apply_accident.aspx")%>"
             style="color: #4AA02C">Power Saver Personal Accident Insurance Online Appllication
             Form</a><br />
     </div>

    </div>
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